How to Unlock New Higher Gift Card Discounts on Reward Levels

1. Subscription Plan: Standard Rates (No Reward Level)

If you’re subscribed to Plutus but haven’t reached any Reward Level yet, you still benefit from the baseline discount rate  on gift card purchases.
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• 1% discount on all gift cards
• No monthly limit, earn every time you spend

2. Reward Level: Unbeatable Brand Rates (Original Stack)

Having a Reward Level gives you access to competitive brand rates, even if you haven’t stacked any additional earned PLU yet. These rates are strong because Plutus passes 100% of the margin on to stackers.
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• Unbeatable brand rates,  already highly competitive
• Plutus passes 100% of the margin to stackers
• No monthly limit, so you can still save regularly

3. Reward Level: Up to 100% OFF Gift Card Rates (Additional Stack)

To access the highest discount rates on gift cards (PlutusGifts), you’ll need to meet the additional earned PLU stacking requirements based on your current Reward Level.
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1. Check your current Reward Level:
   
   • Open the Rewards Chart in the Plutus app or dashboard.
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2. Find the PLU requirement for your level:
   
   • Look at how much additional PLU you need to stack on top of your current balance.
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3. Add the required PLU to your connected wallet:
   
   • Once your total stack meets the threshold, your discounted rates unlock automatically.
   • Bonus: If this also moves you up to a higher Reward Level, you’ll unlock those extra benefits too.

Arriving by 30th August: Higher PlutusSwap

Unlocking new bigger discounted gift card rates doesn’t just mean better deals. Starting 30th August, you’ll also get access to higher PlutusSwap top-up limits of up to £/€100, giving you even more flexibility and rewards.

⚠️ Important Notes

To maintain fairness and sustainability, discounted gift cards come with a small cap. Here’s how it works:
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• There’s a €100 monthly cap on discounted gift card purchases
• After that, purchases revert to standard brand rates
• The limit resets at the start of each month. The requirements continue to reduce over time: See Full Details & Reduction Schedule
  

Why Are There Additional Stacking Requirements?

Over the years, nearly 13 million PLU has been awarded to users. While around 70% remains stacked, many users who earned up to 5x rewards have withdrawn tokens via self-custody payouts.

Re-stacking these tokens strengthens the Plutus ecosystem, allowing for better utilities and sustainable benefits for everyone. As more users stack, PLU requirements will continue to decrease over time.

You can always check the latest requirements and their reductions schedule directly in the app or dashboard: See Full Details & Requirements

Summary

Here’s a quick breakdown of how the system works:

1. 1% cashback if you’re a subscriber with no Reward Level.
2. Top brand rates with 100% margin pass to you if you have a Reward Level but haven’t stacked PLU.
3. ‍Bigger discounted gift card rates and even higher top-ups once you stack enough earned PLU required for your level to unlock new benefits.

Done. Simple steps. Better savings with Plus More!

⚠️ Disclaimer:

1. Only PLU tokens previously earned and removed through the self-custody stacking payout feature should be used for these Reward Level benefits. These tokens must be held in your personal self-custody wallet, as originally intended by Plutus when issued to customers.
2. This model allows us to confidently commit to no structural changes to the new Reward Level benefits. Any future updates to these Reward Level benefits or unlock criteria will include at least 6 months’ advance notice, providing predictability and stability for all customers. Please note, this commitment applies only to the new Reward Level benefits. The rest of the platform remains subject to the general terms and conditions.